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Financial Aid

Financial Aid Programs Offered


There are three types of financial aid:

Grant aid is gift aid that does not have to be repaid.

Loan aid is assistance that must be repaid, but normally not while a student remains enrolled at least half-time.

Work aid is financial assistance earned through part-time employment. If you meet the April 1st priority deadline for submitting the proper application and satisfy the eligibility requirements, you will be considered for the various types of financial assistance available at UNO.

Grants


Federal Pell Grant

Federal gift aid, usually considered the foundation of a student's financial aid package, and is the base upon which other awards are built. Annual Pell Grant awards range from $555 to $5,550, depending on your financial need, depending on your Expected Family Contribution and the number of hours you are enrolled. Pell Grant awards are reserved for students who do not already hold a bachelor's degree.

Federal Supplemental Educational Opportunity Grant(SEOG)

Federal gift aid awarded to undergraduate students with high levels of financial need. SEOG awards range from $200 to $3,300 annually.

Nebraska Opportunity Grant (NOG)

A combination of federal and state gift aid administered through the state of Nebraska. Annual NOG awards range from $200 to $3,400, and are available to undergraduate students with high levels of need.

University Assistance Grant (UAG)

Institutional gift assistance awarded to undergraduate students with high levels of need. UAG awards range from $200 - $2,000.

University Tuition Grant(UTG)

Institutional gift assistance awarded to undergraduate students with high levels of need. UTG awards normally range from $200 to $3,300 annually.

University Tuition Assistance Grant(UTAG)

Institutional gift assistance awarded to undergraduate and graduate students with moderate levels of need. UTAG awards normally range from $200 to $1,600.

Collegebound Nebraska

The University's Tuition Assistance Program is a guarantee of grant assistance that will cover full tuition for up to 15 credit hours of enrollment per semester for up to five years at the University of Nebraska at Omaha. To qualify for this grant you must be a Nebraska resident, enrolled full time (minimum 12 hours) and be Pell Grant eligible. (Families whose incomes put them just beyond Pell eligibility may also qualify.) Furthermore, you must apply for financial aid using the Free Application for Federal Student Aid (FAFSA) by April 1st and fulfill UNO's request(s) for supplemental documentation for your financial aid file by June 1st.

List of Qualifications
  • Pell Grant Eligible (families that are just beyond Pell eligible may also qualify)
  • Nebraska Resident
  • Undergraduate
  • FAFSA submitted by April 1st
  • Enrolled at least Full Time (minimum 12 hours)
  • Complete request(s) for supplemental documentation by June 1st.

This guarantee means that we will make sure that some combination of grant assistance will cover the tuition bill whether that entails one grant or several added together. For more information, you may visit collegeboundnebraska's website.

Federal TEACH Grant Program

The new Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $4,000 per year in grants for graduate and undergraduate students who intend to teach full-time in high-need subject areas for at least four years at schools that serve students from low-income families. Students may receive up to $16,000 for undergraduate study and up to $ 8,000 for graduate study. Part-time students are eligible, but the maximum grant will be reduced. To learn more visit the UNO teach grant program page.

Loans


Federal Stafford Loan

Loan aid provided by the federal government. A freshman student may be eligible to borrow up to $5,500 annually; a sophomore student up to $6,500; a junior or senior student up to $7,500; a graduate student up to $8,500. Independent students may be eligible for additional loan amounts up to $4,000 for freshman and sophomores, $5,000 for juniors and seniors, and $12,000 for graduate students. Factors such as total family contribution and other financial aid received may limit the amount of loan you can borrow. Loan interest accrual and repayment begin six (6) months after you cease to be enrolled at least half-time for Subsidized Stafford Loans. Unsubsidized Stafford Loans begin to accrue interest upon disbursement; however, repayment does not begin until six (6) months after you cease to be enrolled half-time.

Federal Perkins Loan

Loan aid provided by federal government to undergraduate and graduate students. Interest rate is fixed at 5%. Loan interest accrual and repayment begins nine months after you cease to be enrolled at least half-time. Annual awards range from $1,000 - $2,000.

Federal Direct Parent Loan to Undergraduate Students(PLUS)

Low interest loan aid provided by the federal government. PLUS loans are available to parents of dependent students. Financial need is not a requirement. PLUS borrowers may borrow an amount equal to the student's cost of attendance minus other aid. Borrowers should investigate all other sources of financial aid prior to applying for a PLUS loan. For additional information click here.

Federal Direct Graduate PLUS Loan

Low interest loan aid provided by the federal government. Graduate PLUS loans are available to graduate students enrolled at least half-time. Financial need is not a requirement. Graduate PLUS borrowers may borrow an amount equal to student's cost of attendance minus other aid. Borrowers should investigate all other sources of financial aid, including Federal Stafford loans prior to applying for a Graduate PLUS loan. For additional information click here.

Alternative Loans

Alternative loans are loans made available by lenders to students who need additional funding to help with their educational costs. For additional information click here.

Work


Federal Work-Study(FW-S)

Assistance is federal aid earned through part-time on-campus or off-campus employment. Work opportunities are available at many UNO locations. Students who receive a Federal Work-Study offer in their financial aid package are not guaranteed a work-study job. Students are paid at least a minimum wage and FW-S earnings are paid every two weeks. The office of Student Employment Services, 554-2321 has a complete listing of FW-S opportunities. Job listing information can also be found at: http://www.unomaha.edu/humanresources/unoempstudent.php.